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  • Save money by backdating your life insurance premiums

    With an applicant’s age one of the most important factors in calculating the cost of their premiums, simply buying life cover before the age of 35, rather than waiting until your 36, can save you as much as €5 per month. With age a factor which has considerable influence on the amount you can except to pay, backdating life cover has become a popular method of reducing the cost of premiums. What factors determine the cost of life insurance premiums? When an insurance company receives an application for coverage from an individual, there are a number of factors which are used to calculate the cost of their premiums. Typically however, the younger the individual applying for a policy, the less their premiums will be. Other factors whi...
  • Income Protection Video….

    Income Protection Insurance is designed to partially replace lost income due to medium or long-term illness or disability. To qualify for cover, you must be in paid full-time work of be self-employed.  It does not cover redundancy. Eamonn clearly explains this in this video and please share it with friends if they're interested in purchasing a policy or if they'd like to find out some more general information...
  • Stop smoking for a year and reduce the cost of life insurance

    Recent research into life insurance in Ireland has shown that thousands of former smokers are paying over the odds for their policy by failing to inform their insurers that they have kicked the habit. Currently in Ireland the average cost of a smoker’s annual life insurance premium is €250, which compares to just €140 for non-smokers. This means that by informing your insurer that you have been smoke free for a year, you could stand to make a saving somewhere in the region of €100 on your annual premium, resulting in a substantial saving over the policy’s term. Estimates have revealed that in total, the amount ex-smokers across Ireland are paying unnecessarily in life insurance premiums amounts to €115 million each and every y...
  • Mortgage Protection Explained…

    Eamonn has decided to put together a video to explain what mortgage protection is. He highlights why it is the most popular form of insurance and why it decreases on a yearly basis.   Mortgage Protection Video from Easylifecover.ie
  • Irish Life takeover gets the all clear from European Commission

    Irish Life takeover gets the all clear from European Commission Canada Life, which has had a presence in the Irish insurance market since 1903 but only holds a five per cent share of the market, has been given the green light by the European Commission to go ahead with its proposed takeover of Irish Life. The decision was made in favour of the takeover based on the fact that even with the merger, there was still plenty of competition in the market, which has recently been boosted by a number of new market entrants including Liberty Mutual and State Street Global. Canada Life, which will now be subsumed under the larger Irish life brand, is now seeking to make around 300 voluntary redundancies in a bid to reduce costs by as much as €40...
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