Latest Posts

• The Value of Mortgage Protection in Practice…

  The value of mortgage protection in practice Mortgage protection is all too often disregarded as simply another expense you can do without, and when you’re coming to the terms with the additional expense of a mortgage, you’d be forgiven for thinking this way. However, mortgage protection is a legitimate product which is worthy of careful consideration. Yes, it will add a small amount to the cost of your mortgage, but it will also provide the protection that, should the borrower die before the mortgage is repaid, the amount owing on the mortgage will be covered by the policy. The following is an example of the value of mortgage protection insurance in practice: Without mortgage protection insurance Steven and Maria worked hard for tw...

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• The true value of over 50s life cover

  The true value of over 50s life cover We all know how important it is to put appropriate cover in place to protect our loved ones when we die, but considering your own mortality is never the nicest way to spend your time, particularly when you’re supposed to be enjoying your retirement. So here, courtesy of easylifecover.ie, is a common scenario which aims to highlight just how much over 50s cover could be worth to you. What is over 50s life cover? Over 50s life cover is a form of life insurance designed specifically for those aged between 50 – 80, which guarantees to pay a lump sum for the benefit of your loved ones when you die. No medical is required and policy acceptance is guaranteed. How much difference can it make? Let�...

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• Just how much difference can life insurance really make…?

  Just how much difference can life insurance really make…? As much as articles detailing the advantages and disadvantages of life insurance cover, the varying policies available and the potential methods of reducing the cost of cover enable individuals to make an informed decision, sometimes the true value of life insurance is best illustrated by the opposing scenarios a normal family would find themselves in if the worst were to happen. Without life insurance Jim and his wife Emily are both in their fifties. Jim works as a chartered accountant and has done for the past 15 years. He is the main breadwinner in the family. Emily works part-time at a local nursery as well as holding a number of volunteer positions with local charities. T...

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• Extra 10% off Cheapest Mortgage Protection on the Market!

  Outstanding savings with Caledonian Life Some of the lowest prices on the market are now giving an extra 10% off Mortgage Protection. Whether you're looking to buy property and take out a new mortgage or you're just trying to reduce the cost of mortgage protection, Caledonian life's amazing offer is certainly one to consider. As one of the leaders in the area of mortgage protection and life cover Caledonian are offering an extra 10% off the cheapest price out there. This offer is to celebrate Caledonians parent company celebrating over 180 years of business in the life and pensions industry. Royal London Group (Caledonian's Parent Company) are happy to give you this offer in recognition of their success. If you're looking for a great...

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• How do I go about getting life insurance?

  Question:   How do I go about getting life insurance? I've been speaking with friends and family about a life insurance and I've decided it's a necessity. I've 4 kids and I'm the bread winner in the family so I need to cover the family in case anything happens to me. How do I go about getting life insurance? Derek O'Sullivan, Cork   Answer:   "There are 7 leading insurance companies in Ireland and it's difficult to choose which one will be best for you. You should take a few minutes to sit down with your loved ones and work out how much cover they'd realistically need in case anything happened to you. They need to be able to survive financially. Once you've decided on a number you should speak to a life insuranc...

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