Latest Posts

• 5 of the Biggest Life Insurance Myths

  Myth 1: ‘I’m young and healthy. I don’t need to buy life insurance until I get older.’ When it comes to buying life insurance in Ireland, you are essentially buying a benefit that will only apply in the event of your death. It is not the most pleasant thought, and not at the top of the average person’s priority list. However, sooner is better than later because the key to buying life insurance is buying a policy when you are young and healthy. The more you delay, the more expensive the premium you will have to pay for the same level of coverage will become. Age and health are major factors which insurer’s take into account. You have no way of predicting the onset of a medical condition at any age, but as you get older...

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• The Need for Fall Protection- An Infographic

  Photo Credit: Simplified Safety

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• What Co-habiting Couples Need to Know About Mortgage Protection

  What is Mortgage Protection? Mortgage Protection Insurance covers the amount owed on the mortgage, should the mortgages borrower pass away, before the mortgage has been repaid in full. If there are two people named on the mortgage, the insurance is paid when the first person dies. Perhaps the biggest reason to take out Mortgage Protection Insurance is to avoid any situation where the mortgage borrowers dependents are left with debts they simply cannot afford, or in the worst case scenario, their home gets repossessed. But what happens in a co-habitation situation and the tax implications which might occur as a result? Co-habitation and Property Ownership The biggest area that concerns most co-habiting couples is property ownershi...

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• A General Guide to Life Insurance

  This infographic is a helpful and general guide to help any individual who wants to take out a life insurance policy in Ireland, but does not know where to begin. As with any type of insurance policy, it is always important to get financial advice and when considering a life insurance policy, one thing to remember is to take into account is that any individual taking out life insurance will need to maintain premium payments to maintain the benefits of the policy.

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• Safeguarding your livelihood: Income protection in practice

  Safeguarding your livelihood: Income protection in practice Here at easylifecocver.ie, we are often contacted by our customers with real life examples of how our insurance policies have helped them in practice. Although the details have been changed to protect the anonymity of the customer, this is their story about how income protection insurance provided the cover they needed when confronted by a potentially life changing situation. Income protection insurance is a policy designed to replace lost income as a result of a medium or long term illness or disability. To qualify for cover you must be in employment, either on a full or part time basis. Mr Gibbs’ Story Mr Gibbs and his wife had just moved to a new rental property. They ha...

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