Archive for September, 2013
Extra 10% off Cheapest Mortgage Protection on the Market!
Outstanding savings with Caledonian Life Some of the lowest prices on the market are now giving an extra 10% off Mortgage Protection. Whether you're looking to buy property and take out a new mortgage or you're just trying to reduce the cost of mortgage protection, Caledonian life's amazing offer is certainly one to consider. As one of the leaders in the area of mortgage protection and life cover Caledonian are offering an extra 10% off the cheapest price out there. This offer is to celebrate Caledonians parent company celebrating over 180 years of business in the life and pensions industry. Royal London Group (Caledonian's Parent Company) are happy to give you this offer in recognition of their success. If you're looking for a great...How do I go about getting life insurance?
Question: How do I go about getting life insurance? I've been speaking with friends and family about a life insurance and I've decided it's a necessity. I've 4 kids and I'm the bread winner in the family so I need to cover the family in case anything happens to me. How do I go about getting life insurance? Derek O'Sullivan, Cork Answer: "There are 7 leading insurance companies in Ireland and it's difficult to choose which one will be best for you. You should take a few minutes to sit down with your loved ones and work out how much cover they'd realistically need in case anything happened to you. They need to be able to survive financially. Once you've decided on a number you should speak to a life insuranc...Save money by backdating your life insurance premiums
With an applicant’s age one of the most important factors in calculating the cost of their premiums, simply buying life cover before the age of 35, rather than waiting until your 36, can save you as much as €5 per month. With age a factor which has considerable influence on the amount you can except to pay, backdating life cover has become a popular method of reducing the cost of premiums. What factors determine the cost of life insurance premiums? When an insurance company receives an application for coverage from an individual, there are a number of factors which are used to calculate the cost of their premiums. Typically however, the younger the individual applying for a policy, the less their premiums will be. Other factors whi...Income Protection Video….
Income Protection Insurance is designed to partially replace lost income due to medium or long-term illness or disability. To qualify for cover, you must be in paid full-time work of be self-employed. It does not cover redundancy. Eamonn clearly explains this in this video and please share it with friends if they're interested in purchasing a policy or if they'd like to find out some more general information...Stop smoking for a year and reduce the cost of life insurance
Recent research into life insurance in Ireland has shown that thousands of former smokers are paying over the odds for their policy by failing to inform their insurers that they have kicked the habit. Currently in Ireland the average cost of a smoker’s annual life insurance premium is €250, which compares to just €140 for non-smokers. This means that by informing your insurer that you have been smoke free for a year, you could stand to make a saving somewhere in the region of €100 on your annual premium, resulting in a substantial saving over the policy’s term. Estimates have revealed that in total, the amount ex-smokers across Ireland are paying unnecessarily in life insurance premiums amounts to €115 million each and every y...
